Bank&Breathe

Terms of Use

Bank & Breathe

Last updated: 01/06/2026

Welcome to Bank & Breathe. By accessing or using this website, newsletter, or any related content, products, or services (collectively, the “Platform”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Platform.

1. Purpose of This Platform

Bank & Breathe is an educational and reflective space focused on financial wellness, emotional regulation, personal growth, and intentional living. Content is provided for informational and educational purposes only.

Nothing on this Platform constitutes financial, legal, medical, or therapeutic advice.

2. Not Professional Advice

The content shared through Bank & Breathe—including articles, emails, courses, downloads, and conversations—is not a substitute for professional advice.

You understand and agree that:

• We are not providing individualized financial, legal, medical, or mental health advice

• You are responsible for your own decisions and actions

• You should consult qualified professionals for advice specific to your situation

3. Eligibility

By using this Platform, you confirm that:

• You are at least 18 years old

• You have the legal capacity to enter into these Terms

4. Intellectual Property

All content on Bank & Breathe, including text, graphics, branding, courses, downloads, and original materials, is the intellectual property of Bank & Breathe unless otherwise stated.

You may:

• Read, share links, and reference content for personal, non-commercial use

You may not:

• Copy, reproduce, republish, sell, or distribute content without written permission

• Present our work as your own or remove attribution

5. User Conduct

When engaging with Bank & Breathe, you agree to:

• Interact respectfully and in good faith

• Avoid harassment, harmful language, or disruptive behavior

• Not misuse the Platform or attempt to interfere with its operation

We reserve the right to remove content or restrict access if conduct violates these principles.

6. Subscriptions, Purchases & Payments

Some content or offerings may require payment or subscription.

By purchasing, you agree that:

• All sales are final unless otherwise stated

• Pricing and availability may change at any time

• Payment information is processed securely by third-party providers

Refund policies, if applicable, will be clearly stated at the point of purchase.

7. Third-Party Links & Services

Bank & Breathe may include links to third-party websites, tools, or resources. We are not responsible for the content, policies, or practices of third parties.

Your use of third-party services is at your own discretion and risk.

8. Disclaimer of Warranties

The Platform is provided “as is” and “as available.”

We make no guarantees regarding:

• Accuracy or completeness of content

• Continuous availability

• Results or outcomes from using the Platform

9. Limitation of Liability

To the fullest extent permitted by law, Bank & Breathe shall not be liable for any direct or indirect damages arising from your use of or inability to use the Platform.

You assume full responsibility for how you apply any information shared.

10. Changes to These Terms

We may update these Terms of Use from time to time. Continued use of the Platform after changes are posted constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the United States and the applicable state in which Bank & Breathe operates.

12. Contact Information

For questions regarding these Terms, please contact:

Bank & Breathe
Email: bank@andbreathe.com

Closing Note

Bank & Breathe exists to support clarity, not dependency.
Education, not instruction.
Guidance, not control.

By using this Platform, you agree to engage thoughtfully, responsibly, and in alignment with its purpose.